Opening a Checking Account For the Very First Time

Thinking about opening your first ever checking account at your local bank? In this day and age, having access to a checking account of your own is important for things like receiving direct deposit payments from your place of employment, keeping your money safe, and more.

Columbia Bank
900 White Horse Rd, Voorhees Township
NJ 08043, United States
Phone: +1 856-772-9300

If you are brand new to the concept of opening a checking account and have never went through the process before, you will be happy to know that it is fairly easy to do, and doesn’t require much to get started. Some banks will have a web portal that you can sign up for your checking account through, or you can simply walk into your local branch and go through the signup process with a bank clerk.

What Do You Need to Get Started?

To get started opening your checking account, you will need some of the following documentation:

  • Proof of identification: The majority of banks require at least two forms of ID proving you are who you claim to be before they will open a checking account for you. These forms of ID can include your driver’s license, social security card, passport, or even your birth certificate.
  • Proof of residence: You’ll also usually need to provide a proof of address when applying for a checking account. A utility bill in your name with your current address or even a lease agreement will normally suffice.
  • First deposit: You may also be required to put down a small deposit to be able to open your checking account. This is usually a small amount between $25-$100, so ensure you have set some cash aside for a deposit just in case you need it.

This is typically all you will need to get started opening a checking account for the first time. Banking establishments like Columbia Bank Voorhees Township will usually do everything they can to answer any questions you may have about the process to make it as easy for you as possible, so don’t hesitate to ask if you aren’t sure about something during the application process.